Affordable Care Act impact explained

The Affordable Care Act (ACA) is in the news a lot lately, mainly focusing on technical issues with the federal website and the upcoming Dec. 23 deadline for Americans to enroll in plans.  While most faculty members and their families qualify for healthcare coverage, some individuals who have very part-time appointments do not.For these part-time lecturers, librarians, coaches, and counselors (and for many friends and loved ones), the ACA represents a certain amount of change.  With few exceptions, everyone has to have health insurance starting in 2014.  There are other ACA provisions as well, including the elimination of denials based on preexisting conditions and expanded rights for the both the uninsured and insured.

California runs its own exchange for those seeking coverage.  The website is www.coveredca.com.  From the website, Californians can choose from a number of plans and/or find out if they qualify for subsidies or Medi-Cal.